Endy offers 0% APR financing with Affirm for orders of $250+ and with Flexiti for orders over $499. Select Affirm or Flexiti at checkout to buy now and break up the cost over several monthly payments.
Pay With Affirm
Prequalify before you buy
Get your Affirm spending limit while you’re still shopping.
Quick and convenient checkout
Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.
Easy payments
Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.
Select Affirm at checkout to enjoy the following perks for orders over $250 before tax:
✓ No interest (0% APR financing)
✓ 6 or 12 monthly payments
✓ No payment required for the first 30 nights
✓ No hidden fees
Pay With Flexiti
Flexible financing plans
Split up your purchase into equal monthly payments with 0% interest*. No interest payable if required payments are made when due.
Quick approval
Get approved in minutes* and use your FlexitiCard over and over again, without reapplying.
Shop the Flexiti NetworkTM
Shop with your FlexitiCard at over 8,000 retail locations in-store or online.
✓ 0% interest* (No interest payable if required payments are made when due.)
✓ 18 to 36 monthly payments
✓ For residents outside of Quebec, Flexiti charges administrative fees of $19.99-$29.99* for purchases made on endy.com. An annual fee of $39.99 may apply to residents of Quebec. Admin fees in retail locations may vary.
Your Financing Options
| Term | Provider | Interest | Spend Threshold | Flexiti Admin Fee for endy.com |
| 6 months | Affirm | 0% | Minimum $250 | $0 |
| 12 months | Affirm | 0% | Minimum $250 | $0 |
| 18 months* | Flexiti | 0%* | $499 - $1,200 | $19.99* |
| 24 months* | Flexiti | 0%* | $1,201 - $2,500 | $24.99* |
| 36 months* | Flexiti | 0%* | $2,501+ | $29.99* |
*O.A.C. Subject to terms of the Flexiti cardholder agreement. Promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. 18-month plan available for purchases of $499-$1,200, 24-month plan available for purchases of $1,201-$2,500, and 36-month plan available for purchases of $2,501 or more. Initial cardholder agreement annual interest rate (Account AIR) is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application.
(1) Equal monthly payments - no interest. No interest is payable for the duration of the promotional term on the balance subject to the promotion. The balance subject to the promotion is to be paid in equal monthly payments comprising principal, any applicable fees, and optional payment protection insurance premiums and taxes, if applicable, for the duration of the promotional term. If any required payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Any balance at the end of the promotional period bears interest at the Account AIR. Current Account AIRs are 31.99% - 39.99% (35% max for Quebec residents). Admin fees apply (not applicable for Quebec residents); $19.99 fee for 18-month plans, $24.99 fee for 24-month plans, and $29.99 fee for 36-month plans, and fees are payable in full if the promotion is paid off early. Annual fee of $39.99 applies for residents of Quebec. Promotional plans are conditional upon meeting identification and verification requirements and subject to having credit approval and a valid email address.
(2) Instant financing is conditional upon ID and on approved credit and valid email address required. Applications may be subject to a secondary, manual review.
Notifications on changes to promotions and terms will be provided as required by legislation. Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, Flexiti Network, and the Flexiti design are trademarks of Flexiti Financing.